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论我国按揭制度的构建
引用本文:付淑娥.论我国按揭制度的构建[J].湖南农机,2008(6):111-112,123.
作者姓名:付淑娥
作者单位:内蒙古民族大学政法与历史学院,内蒙古通辽028000
摘    要:按揭一词从香港传入我国,是英美法中一项物的担保制度。在我国,这一制度最早活跃于市场活跃的商品房消费领域,由于缺乏立法规范,我国关于按揭制度问题十分混乱。文章针对按揭制度在我国的发展和现状,力在寻求源于英美法系的这一制度与我国法律制度的契合点,探求我国法律制度的变革和创新,以期对我国目前商品房按揭市场进行规范。

关 键 词:按揭  让与担保  楼花按揭

Talking about the regulation of the mortgage system
FU Shu-e.Talking about the regulation of the mortgage system[J].Hunnan Agricultural Machinery,2008(6):111-112,123.
Authors:FU Shu-e
Affiliation:FU Shu-e (College of Politics Law and History,Inner Mongolia University for the Nationalities, Tongliao ,Inner Mongolia 028000, China)
Abstract:The word of mortgage is introduced from Hong Kong to our country ;it is a loan pattern in Great Britain and America's law. In our country, this system is active on the brisk in the market of commodity apartment consumption field initially. But because of lacking the legislative norm, our country is very confused about the mortgage system question. This text aims at radically reforming mortgage system development and current situation in our country, in order to seek legal joint of this system coming from Great Britain and our country, n order to seek change and innovation of the legal system of our country, expecting to regulate our country' s market of mortgage of commodity apartment.
Keywords:mortgage  releasing guarantee  mortgage of inhuilt building
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