| 效用理论在保险中的应用 |
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| 引用本文： | 陈焱.效用理论在保险中的应用[J].科学技术与工程,2009,9(12). |
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| 作者姓名： | 陈焱 |
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| 作者单位： | 西南林学院基础部数学教研室,昆明,650224 |
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| 摘 要： | 介绍了效用理论的基本知识,引入了效用函数来描述决策者的风险态度.讨论了效用理论在保险产品的定价以及在确定最优投保方式中的应用.
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| 关 键 词： | 效用理论 效用函数 风险态度 保费 |
Application of Utility Theory in Insurance |
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| CHEN Yan.Application of Utility Theory in Insurance[J].Science Technology and Engineering,2009,9(12). |
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| Authors: | CHEN Yan |
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| Affiliation: | Mathematics Staff Room of Basic Department;Southwest Forestry University;Kunming 650224;P.R.China |
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| Abstract: | Basic knowledge of utility theory is introduced,and the risk attitude of decision-maker is described by using utility function.Application of utility theory in pricing of insurance products and determining the optimal insure-mode are also discussed |
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| Keywords: | utility theory utility function risk attitude premium |
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