| 洪水保险研究 |
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| 引用本文： | 华家鹏 周毅. 洪水保险研究[J]. 水科学进展, 1997, 8(3): 226-232 |
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| 作者姓名： | 华家鹏 周毅 |
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| 作者单位： | 1.河海大学水资源水文系 南京 210098; |
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| 基金项目： | 水利部水利科技开发基金 |
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| 摘 要： | 洪水保险是一项重要的非工程防洪措施,但我国的洪灾保险一直依附于企业财产保险和家庭财产保险,没有单独的洪水保险条款,且企业财产保险、家庭财产保险的保险费率仅按火灾危险等级划分,根本没有考虑洪灾风险因素。结合典型实例,对洪水保险中的费率制定问题和经营风险问题进行了深入研究。对我国实施洪水保险提出了若干建议。
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| 关 键 词： | 洪水保险 经营风险 再保险 |
| 收稿时间： | 1996-04-16 |
A Study of Flood Insurance |
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| Hau Jiapeng,Li Guofang,Zhu Yuanshen,Zhou Yi. A Study of Flood Insurance[J]. Advances in Water Science, 1997, 8(3): 226-232 |
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| Authors: | Hau Jiapeng Li Guofang Zhu Yuanshen Zhou Yi |
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| Affiliation: | 1.Hohai University, Nanjing 210098;2.Flood Control and Drought Control Headquarter of Zhejiang Province, Hangzhou 310009 |
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| Abstract: | Flood insurance is one of an important unstructrual measure to control flood.But now it still attaches to enterprise property insurance and family property insurance in China, having no especial items for itself.The premium rates are determined only by the grade offire, without considering the risk of flood.This artide makes a through study on the problem of the premium rate formulation and the management risk of flood insurance by combining typical and living example. |
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| Keywords: | flood msurance management risk reinsurance |
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