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多功能互联网金融个人终端的研究与设计
引用本文:张腾,徐钦.多功能互联网金融个人终端的研究与设计[J].信息安全与通信保密,2013(11):105-107.
作者姓名:张腾  徐钦
作者单位:上海交通大学电子工程系,上海200240
摘    要:与传统的磁卡相比,IC卡具有安全性高、存储量大、可扩展性强等优点,已经被广泛应用到了金融领域,银行卡从磁条向金融IC卡迁移是大势所趋.文中设计了一种基于安全芯片的多功能个人金融终端,通信采用USB-CCID协议,在终端内部能够完成金融交易用例,并可以支持符合ISO7816协议的行业IC卡读写,将能极大地提高用户的互联网支付及相关应用的安全性和便利性.

关 键 词:PBOC3  0  金融终端  USB-CCID  ISO7816

Research and Design of Multifunction Internet Financial Terminal
ZHANG Teng,XU Qin.Research and Design of Multifunction Internet Financial Terminal[J].China Information Security,2013(11):105-107.
Authors:ZHANG Teng  XU Qin
Affiliation:(Department of Electronic Engineering, ShanghaiJiaotong University, Shanghai 200240, China)
Abstract:Compared with traditional magnetic cards, IC card for its advantage of high security, large storage and expansibility, is mow widely used in financial filed. This paper describes the design of a mul- tifunction Internet financial terminal based on a secure chip. With USB-CCID protocol, the financial transaction could be internally completed in the terminal. And it can also support the write-and-read of IC cards specified by ISO7816 standard. This would greatly improve safety and convenience of the user' s Internet payment and related applications.
Keywords:PBOC3  0  financial terminal  USB-CCID  ISO7816
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