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TSM技术研究及国内外TSM生态环境浅析
引用本文:李洁,牛天耘,易敏昕.TSM技术研究及国内外TSM生态环境浅析[J].软件产业与工程,2013(6):25-29.
作者姓名:李洁  牛天耘  易敏昕
作者单位:中国银联股份有限公司技术管理部上海200135
摘    要:随着基于硬件载体的移动支付技术的发展,如何使用户方便、快捷、安全的获取支付应用,已经成为移动支付业务规模化发展的前提条件,因此也受到国内外产业界的关注。可信服务管理(TSM)系统能够通过空中的方式向用户下载支付应用,解决了这一难题,也成为各移动支付业务主导方争相抢占的制高点。文章从TSM在移动支付生态环境中的地位、作用、服务内容、运营模式等四个方面给出了TSM的本质,并基于国外TSM试点应用的情况给出了我国TSM生态环境发展建议。

关 键 词:可信服务管理  移动支付  安全单元  服务提供方  载体发行方

The Essence of TSM and Ecological Environment Analysis on TSM in Domestic and Overseas
LI Jie,NIU Tianyun,YI Minxin.The Essence of TSM and Ecological Environment Analysis on TSM in Domestic and Overseas[J].Software Industry and Engineering,2013(6):25-29.
Authors:LI Jie  NIU Tianyun  YI Minxin
Affiliation:(Department of Technology Management China Unionpay, Shanghai 200135,China)
Abstract:With the development of mobile payment technology based on the carrier of hardware, how to make user obtain payment application in a convenient, quick and safe way has been paid more and more attention. Furthermore, it is also the focus of industry at home and abroad. Trust Service Management(TSM) has solved the problem and occupied the commanding height that is several mobile payment business leading parties scramble for. From aspects of status, impact, service content and operating mode, this article discusses the essence of TSM in ecological environment and gives the suggestion on the development of TSM ecological environment at home based on the performance of overseas TSM pilot application.
Keywords:Trusted Service Management(TSM) Mobile Payment Secure Element(SE) Service Provider(SP) SE Issuer
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