落后地区新型农村养老保险制度可持续发展研究——基于农村人力资本投资视角

新型农村养老保险制度是为了实现农村居民老有所养制定的一项重大惠民利民政策。农村人力资本投资对落后地区农村居民的参保态度、参保选择、参保持续性具有显著影响,从此方面研究新型农村养老保险制度可持续发展问题对于保障农村居民基本养老、缩小城乡收入差距、促进农村社会和谐具有非常重要的意义。然而,落后地区农村人力资本投资不足所导致的农村居民基本素质低下、农民收入水平不高等是阻碍新型农村养老保险制度可持续发展的主要因素。所以,通过改变政府观念、发展基础教育、加强农村成人教育和农民职业教育、职业培训、发展医疗保健等方面来增加落后地区农村人力资本投资是实现新型农村养老保险制度可持续发展的必由之路。

The Sustainable Development ofthe New Rural Pension Insurance System in Backward Regions--Based on the perspective on rural human capital investment

The New Rural Pension Insurance System is a great beneficial and favorable policy toachieve a sense of security for rural residents. Rural human capital investment has a significant impact oninsured attitudes, insured choice and insured continuity of rural residents in backward regions. A study onsustainable development of the New Rural Pension Insurance System has a very important significance torealize the basic pension security for rural residents, narrow the gap of income between urban and ruralresidents, and promote the harmonious development of the society. However, many factors like the lowquality of rural residents and low farmers＇ income level caused by inadequate investment in human capitalare the main factors that hinder sustainable development of the New Rural Pension Insurance System.Increasing rural human capital investment is the only road of achieving sustainable development of the NewRural Pension Insurance System depending on changing the concept of government, developing basiceducation, strengthening education of rural adult, farmers＇ vocation, and vocational training, and developingmedical and health care in backward regions.