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韶关产业转移的金融支持
引用本文:王飞舟.韶关产业转移的金融支持[J].韶关学院学报,2014(7):105-111.
作者姓名:王飞舟
作者单位:中国建设银行韶关市分行,广东韶关512005
摘    要:基于产业转移支持机理构建产业转移金融支持框架,通过调查问卷和实地走访的方式。分析目前产业转移园区金融支持存在的问题及原因,相关研究表明韶关产业转移的金融支持有如下特点:宏观方面,能及时出台金融支持政策。但金融资源存量和质量仍有提升空间;中观方面,金融资源能大力支持园区基础设施建设,但信贷配置不公平、金融体系不完善阻碍了金融资源支持作用的充分发挥;微观方面,特色金融产品丰富,但存在融资方式单一、贷款效率较低等问题。因此。应该从宏观、中观和微观三方面实施扁平化信贷,严把转移J~,Jk准入门槛,形成点对点的支付结算服务。

关 键 词:产业经济  产业转移  金融生态  金融支持

Financial Support for Industrial Transfer and Countermeasures in Shaoguan
WANG Fei-zhou.Financial Support for Industrial Transfer and Countermeasures in Shaoguan[J].Journal of Shaoguan University(Social Science Edition),2014(7):105-111.
Authors:WANG Fei-zhou
Affiliation:WANG Fei-zhou (Shaoguan Branch, China Construction Bank, Shaoguan 512005, Guangdong, China)
Abstract:Based on the mechanism of transfer of industry to build industry support for the transfer of financial support framework, through questionnaires and site visits manner, analysis of the current financial support industrial transfer zone problems and reasons, industry research shows that the transfer of financial support for Shaoguan has the following characteristics: Macro analysis, the timely introduction of financial support policies, but the financial resources and the quality of the stock still has room for improvement; meso, the financial resources to be strong support for park infrastructure, but unfair credit allocation, the financial system is imperfect hinder financial resources to support the role of full play; micro level, feature-rich financial products, but there are ways of financing a single, low efficiency problem loans. Therefore, credit should be implemented from the flattened macro, meso and micro on three aspects, strict barriers to entry transfer of business to form a point of payment and settlement services.
Keywords:industrial economy  industrial transfer  financial ecology  financial support
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