| 浙江省城乡居民储蓄存款实证分析 |
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| 引用本文： | 张秀美.浙江省城乡居民储蓄存款实证分析[J].浙江理工大学学报,2005,22(4):416-419. |
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| 作者姓名： | 张秀美 |
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| 作者单位： | 杭州万向职业技术学院,杭州,310023 |
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| 摘 要： | 文章运用计量经济学回归分析的方法,对影响浙江省城乡居民储蓄存款的因素进行实证分析,得出收入增长和居民固有的储蓄习惯是居民储蓄存款增长的主要因素,而利率和通货膨胀对居民储蓄行为影响不大,并对未来浙江省城乡居民储蓄存款作出初步预测.
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| 关 键 词： | 储蓄存款 收入因素 利率因素 储蓄习惯 |
| 文章编号： | 1009-4741（2005）04-0416-04 |
| 收稿时间： | 2004-05-13 |
| 修稿时间： | 2004年5月13日 |
Demonstration Analysis on Zhejiang Province Urban and Rural Residents Savings |
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| ZHANG Xiu-mei.Demonstration Analysis on Zhejiang Province Urban and Rural Residents Savings[J].Journal of Zhejiang Sci-tech University,2005,22(4):416-419. |
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| Authors: | ZHANG Xiu-mei |
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| Affiliation: | Hangzhou Wanxiang Vocational College, Hangzhou 310023, China |
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| Abstract: | Uses metrology regression method to analyze some factors that influence urban and rural residents savings,and gets the conclusion that income increase and residents' intrinsic saving habits are the main factors of the growth of savings,interests and inflation have small influence on residents' savings.In the end,the saving amount of Zhejiang Province in the next years is predicted. |
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| Keywords: | Savings Income Interests Saving Habits |
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