| 助学贷款信用风险成因分析及防范对策 |
| |
| 引用本文： | 于建业.助学贷款信用风险成因分析及防范对策[J].湖南工业大学学报,2006,20(1). |
| |
| 作者姓名： | 于建业 |
| |
| 作者单位： | 盐城工学院,江苏,盐城,224003 |
| |
| 基金项目： | 江苏省教育厅高校哲学社会科学基金 |
| |
| 摘 要： | 对助学贷款推行过程中出现的信用风险成因进行了分析,提出了完善的个人信用体系、强化诚信教育、加强贷款过程中的信息沟通和提高学生还贷能力等措施,以防范助学贷款信用风险的产生。
|
| 关 键 词： | 助学贷款 信用风险 成因分析 防范对策 |
On the Causes of and Countermeasures to Credit Risks in Educational Assistantship Loan |
| |
| YU Jian-ye.On the Causes of and Countermeasures to Credit Risks in Educational Assistantship Loan[J].Journal of Hnnnan University of Technology,2006,20(1). |
| |
| Authors: | YU Jian-ye |
| |
| Abstract: | The causes of credit risks in the practice of educational assistantship loan are analyzed.It is proposed that some countermeasures be taken to prevent the risks,such as to establish a perfect personal credit system,to emphasize the sincerity education,to enhance communication in the whole process of loan,and to improve students' paying-back capability. |
| |
| Keywords: | educational assistantship loan credit risk causes countermeasures |
| 本文献已被 CNKI 万方数据 等数据库收录！ |
|
