Affiliation: | 1. Norddeutsche Landesbank Girozentrale, Friedrichswall 10, 30159Hannover, Germany.;2. Touro College Berlin, Am Rupenhorn 5, 14055Berlin, Germany.tobias.basse@nordlb.de;4. IPAG Business School, 184 Boulevard Saint-Germain, 75006Paris, France.;5. Center for Risk and Insurance, Otto-Brenner-Stra?e 1, 30159Hannover, Germany.;6. Faculty of Economic Sciences, Chair of Economic Policy and SME Research, University of Goettingen, Platz der Goettinger Sieben 3, 37073Goettingen, Germany. |