移动支付技术发展趋势简析

近年来移动支付业务成为电子商务的新热点,各种移动支付模式和支付技术层出不穷。移动支付作为移动电子商务构成之一,在应用模式和应用场景方面已经基本定型。本文在归纳移动支付各种模式的前提下,分析了各种模式下的技术功能要求和对应的技术发展趋势,并总结了未来移动支付技术发展需求方向,为未来移动支付技术研究提供参考。

Analysis on the Development Trend of Mobile Payment Technology

In recent years, mobile payment has become a new hotspot in electronic commerce. A broad range of mobile payment models and technologies emerge in an endless stream. As a part of mobile electronic commerce, mobile payment has basically taken shape in terms of application mode and scene. Based on the conclusion of various mobile payment models, this paper analyzes the demand of technology function and its corresponding development trend in different modes, and summarizes the development direction of mobile payment technology in the future, which provides a reference for future research on mobile payment technology.