基于电子现金的新型支付协议

本文提出了一种基于电子现金的新型支付协议,该协议通过第三方实时核算客户拥有的电子现金,但不进行实时转账。协议模型较好地克服了现有在线支付的交易瓶颈问题以及离线支付中电子现金容易被重用、伪造或篡改的问题,在交易过程中有效地保证了安全性,并且实现了电子现金的原子性、匿名性、可分割性和可验证性。

A New Payment Protocol Based on E-cash

This paper describes a new payment protocol based on E-cash.The protocol checks and counts E-cash of customer on real time via the third party,but it can't do virement.This model solves problem of bottleneck in current payment online and problems of E-cash that can be used repeatly,forged or tampered easily in payment offline preferably.The protocol ensures security in the process of transaction and provides the atomy,anonymity,divisibility and authorization of E-cash.