论商业银行参与金融租赁行业的发展前景

《金融租赁公司管理办法》修订标志着金融租赁行业正式向商业银行开放。商业银行的进入,有助于解决长期困扰金融租赁行业的资金瓶颈,提升管理水平,有效地控制相关风险,中国金融租赁行业也可能因此进入到一个全新的发展阶段。笔者分析了商业银行进入金融租赁业的机遇与挑战,以及如何结合自身优势,克服劣势,把握战略机遇成功进入金融金融租赁行业并确立竞争优势。

On commercial bank attending finance leasing industry's development foreground

The amendment of CBRC’S "Supervision rules of financial leasing company" marks the official permission given to commercial banks to enter the financial leasing industry. To enter this field, commercial banks will help to resolve the financial leasing industry’s long-standing funding bottleneck, to improve management and control risks effectively. It is also likely that China’s leasing industry should enter a new era. The writer analyzes the opportunities and challenges for commercial banks’ entering this field and how banks should make use of their advantages and overcome disadvantages to seize this strategic chance to successfully enter and establish their competitiveness in the financial leasing industry.