我国互联网保险发展现状、风险及防范对策

互联网保险凭借保险理念创新、商业模式创新、产品创新和渠道创新重塑保险产业核心竞争力。传统保险互联网化转型过程中将面临一系列风险,需要从法律体制建设、技术创新与研发,以及监管模式创新等方面完善互联网保险发展的应对策略。     

A New Methodology for Before–After Safety Assessment Using Survival Analysis and Longitudinal Data

The widely used empirical Bayes (EB) and full Bayes (FB) methods for before–after safety assessment are sometimes limited because of the extensive data needs from additional reference sites. To address this issue, this study proposes a novel before–after safety evaluation methodology based on survival analysis and longitudinal data as an alternative to the EB/FB method. A Bayesian survival analysis (SARE) model with a random effect term to address the unobserved heterogeneity across sites is developed. The proposed survival analysis method is validated through a simulation study before its application. Subsequently, the SARE model is developed in a case study to evaluate the safety effectiveness of a recent red‐light‐running photo enforcement program in New Jersey. As demonstrated in the simulation and the case study, the survival analysis can provide valid estimates using only data from treated sites, and thus its results will not be affected by the selection of defective or insufficient reference sites. In addition, the proposed approach can take into account the censored data generated due to the transition from the before period to the after period, which has not been previously explored in the literature. Using individual crashes as units of analysis, survival analysis can incorporate longitudinal covariates such as the traffic volume and weather variation, and thus can explicitly account for the potential temporal heterogeneity.     

Network Neutrality Versus Paid Prioritization: Analyzing the Impact on Content Innovation

We examine the link between network neutrality (NN) and content innovation on the Internet by comparing the impact of NN and packet discrimination (PD) regimes on content innovation. We do this in the context of a two‐sided market model that simultaneously considers content provider (CP) and consumer decisions concerning market entry and participation while taking into account consumers’ response to network congestion. We find that content innovation flourishes under NN to a greater degree than under PD due to two effects we uncover: the generation of what we call a pro bono innovation zone in which CPs are able to enter the market without contributing to network provider profits; and the cross‐side congestion effect, a negative network externality wherein higher broadband market coverage levels result in greater congestion for CPs, and increased content results in greater congestion for consumers, taking into account consumers’ strategic response to network congestion. These results have important implications for current public policy debates regarding the Federal Communications Commission's Open Internet Rules.     

基于顾客策略性购买和退货行为的缺货保障策略价值研究

针对产品缺货,本文基于顾客策略性行为在存在顾客无理由退货的条件下对两类缺货保障策略(即公开库存策略和缺货补偿策略)的价值进行了深入研究.本文分别建立了不提供任何缺货保障策略、公开库存保障策略和缺货补偿保障策略的理性预期均衡模型,通过对模型进行最优化分析发现产品缺货对最优无理由退货价格没有影响;顾客策略购买行为会破坏公开库存策略对销量的积极作用,但这种破坏作用可以通过提供慷慨的无理由退货服务来弥补,并且公开真实库存策略的价值优于公开虚假库存;当缺货补偿效用高于补偿成本时(称为有效的缺货补偿),缺货补偿策略的价值优于公开库存策略.最后,本文用Matlab软件对上述模型进行算例分析,验证了文中理论模型的正确性.     

The Role of the State in Explaining the Internationalization of Emerging Market Enterprises

While the competitive advantages of firms from developed economies are well understood, knowledge of the advantages that enable emerging market enterprises (EMEs) to expand overseas remains limited. Our analysis goes beyond theorizing that focuses on firm resources, enhancing the understanding of how EMEs expand abroad by internalizing home‐country institutional advantages that extend beyond the firm boundaries. More specifically, we examine how the state and institutional idiosyncrasies in the home country help EMEs internationalize. We demonstrate that state ownership has a strong independent effect on the international expansion of EMEs. This effect, however, is contingent upon firms' own resources and other location‐ and industry‐specific forces pertaining to the market orientation of each subnational region and the institutional policies within a given industry.     

“教师资格注册制度”的理论研究与实践

教师资格注册制度已呈现出全国性常态化发展趋向。分析该制度提出的社会背景和政策背景,论述其实施的有效性,阐明其在贯彻中会出现的问题,进而提出笔者对该政策的见解,对于坚持和完善“教师资格注册制度”,具有重要的理论价值和现实意义。     

团队真实型领导、新员工反馈寻求行为与社会化结果

领导掌控着组织的资源,其态度和行为对新员工能否顺利社会化起关键作用。基于真实型领导和员工反馈寻求社会化理论,探讨团队真实型领导、反馈导向对新员工反馈寻求行为和社会化结果的影响。纵向选取53个团队中304个入职9个月内的新员工为调查样本,运用多层回归和结构方程模型进行验证。研究结果表明,团队真实型领导和反馈导向正向影响新员工反馈寻求行为,团队真实型领导显著正向调节反馈导向与新员工反馈寻求行为之间的关系;在高团队真实型领导水平下,高反馈导向的新员工表现出更频繁的反馈寻求行为;团队真实型领导与反馈导向的交互作用通过新员工反馈寻求行为对角色清晰度、社会融入度和工作满意度3个社会化结果起间接积极作用,表明团队真实型领导可以促进新员工有更多的反馈寻求行为,进而帮助他们成功社会化。     

前瞻型环境战略对企业绿色形象的影响研究

从自然资源基础观出发,研究前瞻型环境战略对企业绿色形象的影响.提出前瞻型环境战略会通过影响绿色核心能力、绿色产品创新与绿色过程创新,进而对企业绿色形象产生积极影响,并创建了相关关系模型.研究表明,前瞻型环境战略会提升企业绿色形象,绿色核心能力与绿色创新在前瞻型环境战略与企业绿色形象间存在链式中介作用.另外,对比了提升企业绿色形象的不同路径,为企业构建高区分度的企业形象提供了新的思路和建议.     

中国企业国际化过程的“加速”和“跳跃”：过度自信视角

 传统的国际化理论模型长期用一种刻板、静态的思想对国际化活动进行思考，事实上，企业的国际化成长过程存在着复杂的、多元的国际化行为组合和行为序列模式。即使在国际化程度相同的情况下，国际化过程的差异也可能导致截然不同的组织绩效。中国企业国际化过程体现出的“加速”和“跳跃”特征令世界瞩目，但少有研究关注中国企业国际化过程背后的管理者决策逻辑。而且，目前相关研究大多基于管理者理性人假设，忽略了管理者非理性行为对国际化过程特征的影响。        基于高阶梯队和行为金融等理论，探讨高管过度自信对中国企业对外直接投资速度和节奏等国际化动态过程特征的影响，并考察在内部股权结构和外部国际化压力的双重情景下该影响机制的变化情况。以具有国际化行为的中国上市公司为研究样本，通过手工整理获取2007年至2013年301家上市公司国际化过程面板数据，选择固定效应模型进行多元回归分析。        研究结果表明，①高管过度自信与国际化速度和国际化节奏之间均存在显著的正相关关系，即高管过度自信心理会促使中国企业国际化过程的速度增加，不规律性增强；②内部国有股权比例增加显著增强高管过度自信对国际化速度和国际化节奏的正向影响；③企业外部产业国际化竞争压力显著遏制中国企业高管过度自信对企业国际化速度和国际化节奏的正向影响。        在中国特定的制度环境和管理情景下，讨论高管过度自信心理对企业国际化过程特征产生的影响，验证了中国企业国际化扩张背后存在的高管非理性因素，为行为金融理论和国际化过程研究等相关研究领域的进一步推进做出了贡献。另外，探讨内部股权和外部产业竞争的影响，进一步丰富了公司治理和产业竞争的相关实证研究。研究结论对于高管团队管理和企业国际化决策管理具有较好的实践指导意义。